Five Steps for Small Businesses to Submit Property Claims in Orlando, FL
Has your business been damaged by weather or another accident? When you have suffered extensive damages, you may want to consider filing property claims in Orlando, FL so that you can use insurance money to pay for repairs and restoration of your business. This is especially important if you need to close your doors until the repairs are complete. When you go to file your insurance claim, you will want to follow these steps to complete the small business claims process.
Review Your Insurance Policy
Before you even suffer from damages to your business or property, you should understand your insurance policy and its coverages. Be sure that you know the types of damages that are covered and consider adding more coverage if you are concerned about the safety and protection of your current plan. One of the worst things you can do is assume that you are covered for something only to later discover that your claim was denied because you were not.
Ensure the Area is Safe
After the property is damaged, you need to start to prevent any additional damage. However, the priority is to ensure the area is safe for you and your employees. When you have suffered from a flood, try to remove belongings, equipment, and electronics to prevent them from getting damaged. But do not do this without first ensuring that the area is safe for you. Avoid any hazards that could cause injuries or accidents.
Review and Assess the Damages
Once the storm has passed or the accident is over, take the time to assess the full extent of your damages. Begin to compile a list of issues that you encounter. Once you file the claim, this information will need to be readily available so that the process moves much quicker. Prepare yourself by knowing the type of repairs and restoration services you will need.
Take Pictures and Collect Evidence
One of the best ways that you can help your case is to provide as much evidence as possible. Take pictures, find receipts that show your purchases, capture videos of any action shots that are relevant, and get witness accounts of the damages. If your insurance companies denies you claim or offers a settlement that is too low, you can fight back with this evidence.
Reach out to an Insurance Adjuster
Do not go through your insurance process along. Hire the help of a professional insurance adjuster that will look out for your best interests throughout the process.
These are some of the steps that you need to take when your small business has been damaged by unforeseen events. If a storm has passed through your area and caused flooding, water damage, hail damage, or lighting damage, you want to file property claims in Orlando, FL right away. Contact our insurance adjusters to help advocate for your business throughout the process today.
