Four Questions to Ask Contractors before You Hire Them for Property Damage Repairs

Have you recently suffered from property damage that requires repairs and replacements?  When you are working through the insurance process, you will need to stay in contact with many different professionals in order to keep the process moving along.  From insurance contractors to a public insurance claims adjuster in Polk County, you need to make sure that everyone is on the same page.  Before you hire a contractor, our adjusters want to make sure that you choose someone that is insured so that you don't become the victim of a scam.  Here are a few questions to ask them.

Do you work with insurance companies?

When you are hiring contractors to work on your repairs and replacements, you will want to consider the quality of their services in addition to their ability to work with your insurance company.  When they work directly with your insurance company, you will not need to be the middleman in their conversations.  This will make the conversations, paperwork, and expenses much easier to organize.

How much do you charge?

One of the most important and common questions that any contractor will hear is how much they charge for their services.  Getting quotes is important to ensure that you are getting the best deal and that you aren't being scammed.  Also, this provides you with the information you need to make a decision that fits your budget.  Always take the time to compare quotes from different companies.

Who is actually going to do the work?

Even though you are talking to someone on the phone or in person, this doesn't always mean that he will be the one performing the job.  Often times, contracting and construction jobs are performed by a team of highly skilled and qualified contractors.  However, because they will be working in your yard or on your property, you will want to be aware of who will be there before you sign on for the project.

Are you licensed and insured?

Anytime you work with a contractor for insurance repairs, you want to take the time to ask them about their license and insurance.  If they do not have these qualifications, that's a major red flag.  You should only work with companies that are properly licensed and fully insured so that you are not liable for any accidents that can occur when they are working on your job.  This also prevents you from being scammed by those looking to make money when a storm or severe weather affects your area.

Be sure that you ask these important questions to an insurance contractor that you hire to take care of your repairs after your property is damaged.  When you do your research, you will avoid issues that can occur from choosing the wrong contractors.  To understand more about the insurance claims process, you will want the expertise of our public insurance claims adjuster in Polk County on your side.  Contact us to hear how we can help with your claim today.