What to Do to Make the Insurance Process Easier after a Storm
Have you recently suffered from damages as a result of a hurricane or severe storm? When living in Florida, you are prone to many hurricanes between the months of July and November. As these storms pass through your area, they can cause damage to your property, homes, and business, regardless of the preparations that you have made. As a public insurance claims adjuster in Orlando, FL, we have helped many clients work through the challenging insurance process after storm devastation. These are a few things you can do to make the insurance process run more smoothly after a storm.
Minimize Damages and Losses
After the hurricane has left your area and you have determined that your property is safe, you should take the steps to minimize any further damages to your home. If you can, remove any electronics or expensive furniture from the home so that it does not get damaged by flooding. Board up any broken windows or doors to prevent theft or looting. When you show that you have take the steps to minimize the damage, your insurance company will look at this favorably.
Document Any Losses
Filing an insurance claim means that you will want to provide as much evidence and documentation as you possibly can. As soon as the hurricane leaves your area, you should start taking pictures and collecting evidence of any losses or property damages. If you have pictures of before the storm, you can place the “before” and “after” pictures side-by-side to show the insurance company what needs to be done to restore your home.
Collect Receipts
If you have losses to your belongings, furniture, valuables, and household items, you will also want to show proof of purchase. If you can find the receipts for large purchases, you will have the benefit of getting the insurance compensation to replace these items. Consider keeping all items in a water- and fire-resistant container so that you have access to them in case this happens to you.
Contact Your Insurance Company
You will not want to wait long to contact your insurance company and begin the insurance claims process. When a severe storm rolls through your area, you can expect that they will be inundated by phone calls of other property claims. In order to stay at the top of the list for repairs and replacements, you will want to get this process started as soon as possible. Also, the longer you wait, the more money you may lose in your settlement.
These are a few steps you can take to make the insurance process run smoothly after you suffer from storm damages. It is important to trust the right professionals to advocate for you during this process, as it can be cumbersome to work through the insurance process on your own. Contact our public insurance claims adjuster in Orlando, FL to hear how we can help you today.
