How To Complete a Total Loss Inventory List After a House Fire
Experiencing a house fire can be a traumatic event, and it can leave a lot of damage behind. Along with the damage comes the daunting task of filing an insurance claim. One of the most important parts of filing this claim is creating a total loss inventory list. This inventory list outlines all the items you've lost in the fire, and it will be the key document your adjuster will use to assess your claim. In this blog post, we will guide you through the process of completing a total loss inventory list after a house fire.
1. Start by Taking Pictures
One of the most critical steps in creating a total loss inventory list is to document everything, and the easiest way to do that is to start taking pictures. Take pictures of the damage, the room, and all the items in each room. Make sure to get clear and detailed shots of all the items that have been damaged in the fire. The photos will serve as proof of everything that has been lost, and it will be instrumental when you start going through the process of compiling your list.
2. Sort Your Items
When you're ready to start compiling your list, organize your items into categories. You could sort by room, item type, or value. It will make compiling your list much easier and ensure that you don't forget to include any of your lost items. It will also make the evaluation process much quicker for the adjuster when they receive your list.
3. Determine Item Value
Once you have your sorted list, determine the value of all the lost items. The value should be based on the cost to replace the item or its fair market value before the fire started. Make sure you're also including any additional costs like the cost of removal or transportation that you'll need to replace the item. Take your time and research the cost of each product to ensure you're including an accurate price.
4. Include Any Documentation
When creating your list, include all the documentation you have for each item. This could include receipts, warranties, or any other relevant documents. The more information you provide to your adjuster, the easier it will be for them to assess your claim quickly.
5. Talk to Your Adjuster
Finally, before submitting your list, talk to your adjuster and ask for their advice. They have experience with this process and can provide guidance and support to ensure you're following the right steps.
Conclusion
Creating a total loss inventory list after a house fire can seem overwhelming, but it's a necessary step in recovering the damages you've sustained. At Five Star Claims Adjusting in Orlando, FL, we're here to help you throughout the process of filing your insurance claim. We know how challenging this time can be, and that's why we offer a no-cost inspection to assess the damages and evaluate your claim. If you're looking for an insurance claims adjuster in Orlando, FL, contact us today, and we'll help you get started with your total loss inventory list, so you can get back to your life as quickly as possible.
