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Why You Need an Insurance Adjuster to Help with Your Property Claims in Orlando, FL
Property damage can cause havoc on your life. When you home or business is damaged, you are not only stuck with cleaning up the mess and restoring your life, but you are also likely going to put yourself in the middle of a complex insurance claims process. After you file property claims in Orlando, FL, you will want to have the help of professionals by your side to work through your claim with you. With the experience and knowledge of a professional insurance adjuster, you can trust that your... |
4 Ways to Keep Your Home Safe from Lightning
When the average bolt of lightning strikes, it produces about 300 million volts (up to 30,000 amps). To help put that in perspective, the average home only utilizes 120 volts and 15 amps. Lightning can start fires, fry electronics, and cause damage to your property without warning. How do you keep your home safe from lightning damage to avoid filing property claims in central Florida? Preventative care does a lot for protecting you and your family from devastation. Here are some ways that you... |
Steps to Take to File a Claim with Your Homeowners’ Insurance Carrier
Have you recently suffered property damage to your home or business? When you have an unforeseen incidence that has left you with broken, damaged, or lost property and belongings, you will want to quickly file a claim with your insurance company to recover compensation. If you are a policyholder, you want to trust a public insurance claims adjuster in central Florida to help through the claims process. These are a few steps you need to take to start the insurance claims process. Co... |
How to Rebuild Your Life after Hurricane Damage
Hurricane season wreaks havoc on the lives of those living in coastal cities and states. Historically, these storms have cause devastation to hundreds of thousands of people. As our community rebuilds itself in the wake of Hurricane Ian, we lean on others and find ways to accept the changes in our lives. As a public claims adjuster in central Florida, we work with many home and property owners to overcome challenges in hurricane aftermath. We focus on these tips to start rebuilding our lives ... |
Top Tips for Water Damage Insurance Claims
Water and flooding compel more damage than any other reason for loss on insurance claims. Likewise, insurance claims for water damage are the most problematic when determining if coverage applies or the covered portion. Almost every insurance policy excludes specific kinds of water damage. For example, exclusions such as wind-driven rain might be defined in a policy. In addition, many insurance policies include exclusions of Acts of God, such as hurricanes and floods. Flood damage from water ... |
What are Coinsurance Clauses In Home Insurance Policies?
A coinsurance clause is an essential part of your home insurance policy. But sadly, many homeowners still don't comprehend how coinsurance clauses work or what they represent. Today, our public claims adjuster in Polk County is helping you solve that issue by explaining everything you need to learn about coinsurance clauses in home insurance policies. Home Insurance Policy Coinsurance Clauses Most property insurance policies have coinsurance clauses. So, having a coi... |
What You Need To Know About Contracts Of Adhesion And Insurance
Contract of adhesion is a term you don't experience very often until it is actually critical. In the insurance industry, a contract of adhesion – also called an adhesion contract – is an agreement where one party has substantially more control than the other when constructing the contract. Our public insurance claims adjuster in Polk County wants to help you better understand what these contracts entail. Contract of Adhesion To make a contract of adhesion... |
Actual Cash Value and Recoverable Cash Value: What You Need to Know
Insurance policies have different definitions of value: The Actual Cash Value (ACV) and the Recoverable Cash Value (RCV). These definitions play a meaningful role in an insurance claim. Today, our experts on property claims in Polk County explain the difference between these definitions – and how they might impact you. The Discrepancy is Whether or Not Depreciation is Protected When damage happens to your property, your insurance company pays you an indemnity to pr... |
Understanding Your Insurance: Common Myths About Home Insurance Coverage
Your house is your most significant investment. You carry home insurance to safeguard that investment. But do you fully understand your insurance coverage? Insurance policies can frequently be ambiguous or hard to understand – sometimes rather intentionally. Today, our public claims adjuster in Orlando, FL, debunks some myths many believe about home insurance. Everyone Overstates Their Losses, and It's Alright You might be tempted to overstate your losses and b... |
Surprising Things You Should Know About Wind Damage Insurance Claims
Wind damage insurance claims are tricky. Some insurance policies go into minute detail about the kind of wind damage that's covered. Today, our experts on property claims in Orlando, FL, are helping you comprehend your insurance policy by presenting some critical things you need to understand. Most Insurance Policies Protect Wind Damage The average homeowner's insurance policy covers wind damage caused by a storm. This is one of the primary risks to your house, a... |
