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The Dangers of Hiring an Unlicensed Electrician

A recent string of fire damage claims in Polk County has been linked to unlicensed electricians. In some cases, the damage caused by these unlicensed electricians was extensive, and the homeowners are now facing significant repair bills. If you're considering hiring an electrician, it's important to make sure that they are licensed and insured. Hiring an unlicensed electrician is not only illegal, but it's also incredibly dangerous. Not only could you be liable for any d...

How to Handle a Commercial Fire Damage Claim

Fire damage can be devastating for businesses. In the wake of such an event, it is essential to take the necessary steps to ensure that the business is able to recover and that any potential losses are minimized. If your business has suffered fire damage in Southwest Florida, here is what you need to know about filing a claim with your insurance provider. Step 1: Contact Your Insurance Provider Immediately The first step after a fire has occurred is calling your ...

Details on Insuring A Second Home or Vacation Home

Many people and families hope to one day have a second home in addition to a primary residence — whether a seasonal house they divide their time between or a vacation home they stay in a few times a year. Planning for that objective makes it easy to be distracted by thoughts of financing and location. Where do you want the second home to be located? Will you buy the property with a mortgage, or will you attempt to save up enough to purchase it in cash? But it's also essent...

Things to Consider When Insuring a Vacation Home or Second Home

Before you buy an insurance policy for your second home, it's essential to consider certain factors which may influence the cost of your coverage and the types of coverage you need to protect your home thoroughly. Our public insurance claims adjuster in South Florida explains a few things you need to consider when insuring your vacation home or second home. Where is the second home located? Different regions of the country are inclined to very different weather patte...

How a Pool Can Impact Your Home Insurance Coverage

The market for swimming pools, which soared during the pandemic, seems to be settling down. However, if you already have a pool or are looking to purchase a home that does, you might wonder if it will impact your home insurance coverage. The brief answer is yes, but the extent mainly depends on your pool type and the level of coverage offered in your policy. Here's a closer look from our public insurance claims adjuster in South Florida at how a pool might impact your coverage and rates....

More FAQs About Homeowners Insurance

Homeowners' insurance can be difficult to understand, so it is normal for you to have questions. Our public claims adjuster in South Florida answers a few common questions to keep you in the know! Does homeowners insurance cover water damage? Sometimes. If a covered event caused the water damage, then yes — a homeowners' insurance policy will probably cover it. Generally, this includes any sudden and accidental event, like a burst pipe or unexpected dischar...

FAQs About Homeowners Insurance

Homeowners insurance is a complicated subject, particularly if it is your first time purchasing or changing policies. But it doesn't have to be. Homeowners insurance is meant to be there when you require it; it shouldn't be intimidating or confusing. With this in mind, our public claims adjuster in South Florida answered some common questions people ask about homeowners insurance. What is homeowners insurance? Homeowners insurance is an insurance policy...

Reasons You May Regret Failing to Hire a Public Adjuster

When a disaster strikes, time is of the essence. The first 48 hours are crucial. In some situations, you speak with your insurance company, and they advise that a loss adjuster will meet with you to determine the damage. You now think you are covered and are good to go. But are you? Loss and disaster are overwhelming, and you frequently have more queries than answers but share the wrong thing with the insurance company, and they might underestimate or deny your claim. When you are i...

Errors to Avoid when Filing Storm Damage Claims

Owning property in Florida has numerous benefits (greetings, endless Summer). But with the perk of warmth and water, we can also experience more than our allocation of hurricanes and storms. Natural disasters can strike at any time—and when they do, you need to be prepared to take the appropriate steps to mitigate storm damage and file an insurance claim for required repairs. Here are some common mistakes made when filing storm damage claims and how to avoid having a storm dam...

Tips for Filing a Roof Damage Claim

It's easy to take a roof for granted until a hurricane, fallen tree, or other tragedy makes a spectacle of things. Then, if you notice any damage to your roof, you'll have to introduce a homeowner's insurance claim to help reduce your out-of-pocket costs. Unfortunately, your insurer might undervalue or deny your claim if you don't follow the appropriate steps when filing your roof claim! So here are some suggestions to get your roof claim right and obtain a fair settlement to ...