Strategies to Get The Insurance Company to Agree to the Repair Estimate

When you suffer damage to your property that is covered by your insurance policy, the burden of proof is on you to prove the extent of the damage and the cost of repairs. For this reason, you need to hire a professional insurance adjuster to help you with the claims process and negotiations with your insurance company. However, insurance companies can be stubborn and may not be willing to agree to the repair estimate that you receive from your adjuster. In this article, we will provide you with strategies that you can use to get the insurance company to agree to the repair estimate.

1. Provide evidence

The first strategy to get the insurance company to agree to the repair estimate is to provide them with hard evidence of the damage. This can include photos, videos, and written estimates from reputable contractors. You should also provide the insurance company with Itemized lists of the repairs that need to be done.

2. Be persistent

Negotiating with insurance companies is not an easy task, and it requires persistence. Don't give up easily if the insurance company is not willing to agree to your repair estimate. Keep following up with them, or involve your insurance adjuster for further action.

3. Get a second opinion

If you feel that the insurance company is not giving you a fair settlement for your claim, you can get a second opinion from a qualified contractor or another insurance adjuster. This can help you to prove the extent of the damage and push the insurance company to agree to your repair estimate through evidence.

4. Hire a Public Adjuster

Public adjusters are licensed professionals who, for a fee, can help you with the claims process. They can take over the negotiation process with the insurance adjuster should there be any trouble or disagreement about the estimate provided. They can also provide you with an accurate cost estimate of repairs and will represent your interests in negotiations with your insurance company.

5. Document everything

Lastly, you should document everything concerning your claim, including all communications and negotiations with your insurance company, as well as your insurance adjuster. This ensures that you have proof of everything and can protect yourself if there are disputes.

Conclusion

Dealing with insurance companies can be a hassle, but with the right strategies, you can negotiate with them and get them to agree to your repair estimate. Providing hard evidence, being persistent, getting a second opinion, hiring a public adjuster and documenting everything can help you protect yourself and increase your chance of receiving proper compensation for your insurance claim. If you're looking for an insurance loss adjuster in Hillsborough County, FL and require professional help, contact Five Star Claims Adjusting for assistance.