Why Researching and Verifying Credentials is Vital When Hiring a Public Adjuster

In times of crisis, hiring a public adjuster can help ease some of the burden of navigating the insurance claims process. But with so many options out there, how do you know you're making the right choice? When hiring a public adjuster, doing your due diligence and researching their credentials is crucial. In this blog post, we'll discuss the importance of researching and verifying credentials when searching for a public adjuster, and share some tips on how to ensure you're making an informed decision.

1. Protect Yourself From Scams

Unfortunately, there are opportunists that take advantage of homeowners with unscrupulous tactics. A scam artist may pose as a public adjuster, only to disappear with a substantial payment after doing little work. It is essential to research the adjuster you are thinking of hiring to make sure they are licensed and have an excellent reputation.

2. Verify Credentials

Before hiring a public adjuster, take the time to verify their credentials. Check to see if they have a state license and if it’s valid. You may also research their insurance agency to see if they are reputable and have a good track record. You can also review online reviews, social media presence and word of mouth recommendations you may receive from trusted sources.

3. Confirm Experience and Reputation

With any professional you hire, it’s important to consider their experience and reputation. Check how many years they have been in business and ask for references. For more complex or large insurance claims, it's advisable to select a public adjuster with experience in that specific area.

4. Choose a Good Communicator

Make sure that the public adjuster you are considering is a good communicator. You want someone who will keep you informed throughout the process, answer your questions, and explain the technical jargon. A public adjuster’s job is to represent your claim effectively, which includes communicating with insurance adjusters, contractors, and attorneys.

5. Transparency and Honesty

Don’t hesitate to ask your potential public adjuster direct questions regarding their fees and charges. You want to make sure you fully understand the cost and have no hidden charges. And you should expect them to abide by high ethical standards and be transparent with you throughout the entire process. 

Conclusion

Hiring a public adjuster can be a decision that benefits homeowners and businesses in numerous ways. However, before you sign a deal, do your research to ensure you’re hiring a legitimate, knowledgeable, and experienced professional. The importance of researching and verifying credentials before choosing a public adjuster can’t be overstated. By following the tips we’ve shared, you'll be sure to hire a public adjuster that can deliver the results you need. If you're looking for public insurance claims adjuster in Polk County, FL, contact Five Star Claims Adjusting today for a free inspection to see how we can assist you with your claim.