Blog

What is Recoverable Depreciation?

  If you are involved in an insurance claim, you may have heard of the term “recoverable depreciation” or “depreciated value”. This concept can be confusing, and it’s important to understand exactly what it means if you are filing a claim. In this blog post, we will discuss what recoverable depreciation is and how it affects your insurance claim. We will also discuss why hiring a public claims adjuster in Southwest Florida can help you maximize you...

Is Your Home Insurance Coverage Sufficient?

  Being underinsured can have serious financial implications for you and your family. If your home is damaged or destroyed, an insufficient insurance policy may leave you in a difficult situation. To ensure that you are adequately covered, it is important to understand the basics of home insurance coverage and what to look for when evaluating different policies. Types of Home Insurance Coverage The type of coverage you need depends on the age and l...

What Homeowners Insurance Covers For Plumbing and Burst Pipes

  Plumbing problems can cause costly damage to your home. From clogged drains to burst pipes, plumbing emergencies can be a headache for homeowners. To help with the cost of repairs, many homeowners insurance policies will cover at least some of the damages caused by plumbing-related incidents. But what exactly does homeowners insurance cover? Let’s break down the details. Homeowners Insurance Coverage for Plumbing Emergencies Most standard h...

5 Signs of a Leaky Pipe Problem in Your Home

  Nothing can be more frustrating than waking up to find your home flooded, or discovering your utility bills have skyrocketed from an unknown cause. A leaky pipe problem is one of the most common plumbing issues that homeowners face, but it can be difficult to detect without the proper tools and expertise. That’s why it is important to know what signs to look for when you suspect a leaky pipe problem in your home. Keep reading to learn the five telltale signs that you ma...

Quickly Resolving Property Damage Insurance Claims

  If you’ve experienced property damage due to a hurricane, flood, or other natural disaster, you know how stressful it can be. While the physical damage and repairs are often the most pressing concern, navigating the insurance claim process can be just as challenging. Fortunately, there is a way to speed up the process and get your claim resolved quickly. By hiring a public claims adjuster in Southwest Florida, you can maximize your chances of receiving the compensation ...

What to Know About Tornado Damage Insurance Claims

  Tornadoes are one of the most destructive forces of nature and can cause massive amounts of damage in a short amount of time. If you’ve been affected by a tornado, you may be wondering what your insurance covers and how to go about filing an insurance claim. Read on to learn everything you need to know about tornado damage insurance claims. Types of Coverage for Tornado Damage The type of coverage for tornado damage depends on your policy. ...

Exclusions of Vandalism Claims

If you live in South West Florida, you know that vandalism is an unfortunately common occurrence. Whether it's your car being keyed in a parking lot or your home being egged on Halloween, it seems like there's always someone out there looking to cause damage. And while your homeowners insurance policy may cover some of the cost of repairing the damage, there are typically several exclusions that you need to be aware of.   The first exclusion to be aware of is ...

Claims of Underpaid Vandalism

Recently, public claims have been brought forward accusing one of South West Florida’s largest cities of underpaying victims of vandalism. Homeowners and property owners have come out to express their outrage over the lack of reimbursement for damages caused to their property due to vandalism. Let’s take a look at what is happening in South West Florida and how this impacts consumers. The Claims Recent reports indicate that the city has only reim...

How to Avoid Theft

  South West Florida is a beautiful place to live and visit, but unfortunately, it also has one of the highest rates of theft in the nation. There are several ways you can protect yourself from becoming a victim of theft. By understanding the types of theft that occur in South West Florida and taking proactive steps to prevent them, you can stay safe and avoid filing theft claims. Common Types of Theft The most common type of theft in South West Fl...

Making Public Insurance Claims

Public insurance claims can be daunting, but they don’t have to be. Knowing what to expect and having the right resources can help make the process easier. This blog post will cover the basics of public insurance claims in South West Florida, from understanding the types of claims available to filing a claim. Types of Public Insurance Claims There are many different types of public insurance claims available in South west Florida. The most common include au...