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Lightning Damage and Homeowners Insurance Claims

  When it comes to natural disasters and severe weather, lightning strikes are often overlooked. But did you know that over the past decade, lightning has been responsible for more homeowner insurance claims than hurricanes? Lightning damage can result in thousands of dollars in losses, and the process of filing an insurance claim can be a confusing and overwhelming experience. That's why we've put together this guide to help you understand what you need to kn...

Insurance Claims 101: Everything You Need to Know

Insurance is an important investment that gives us peace of mind. It protects us from the financial impact of unexpected events like accidents, natural disasters, and other mishaps. And while we hope we never have to use our insurance policies, the fact is that sometimes we do. When that time comes, it's essential to know how to file an insurance claim and get the most out of your policy.  In this blog post, we'll cover all the basics of insurance claims so that...

Don't Make These Homeowner's Insurance Claim Mistakes

  Owning a home is a significant investment, and it's essential to protect it with the right insurance policy. Natural disasters, thefts, and accidents can happen at any time, and you want to have peace of mind that your insurance policy has got you covered. However, making the wrong decisions during the claim process can make a challenging situation even more complicated. In this blog, we'll discuss five common homeowner's insurance claim mistakes that you should a...

What to Know Before Making an Insurance Claim for Hurricane Damage

  Hurricanes are natural disasters that can wreak havoc on homes, towns, and cities. If you live in an area that's prone to hurricanes, you need to be prepared in case one strikes. One of the things you need to prepare for is the possibility of damage to your property. In this blog post, we'll cover what you need to know before making an insurance claim for hurricane damage. We'll discuss what you should do immediately after the storm, how to document the damage, fi...

How to Get Insurance to Pay for Water Damage

  Water damage is one of the most common and expensive disasters that homeowners can face. Whether it's due to a natural disaster, a leaky pipe, or a faulty appliance, water damage can be a significant burden both emotionally and financially. Furthermore, dealing with insurance companies can be a complicated process, especially when it comes to making claims for water damage. That's why we've put together this guide to help you understand how to get insurance to pay...

The Top 5 Most Common Property Damage Claims

  Property damage can be sudden and unexpected, leaving homeowners feeling stressed and financially burdened. In such cases, it is always better to be prepared than sorry. If you're unsure about the kind of property damage claims you may need to be aware of, you have come to the right place. In this blog post, we will look at the top 5 most common property damage claims and why it is vital to have the right insurance coverage.   1. Water Damage Cla...

The Difference a Public Loss Adjuster Can Make

  Dealing with property damage of any kind can be overwhelming and stressful. Whether it's due to a natural disaster or a burst pipe, the impact can be devastating. In times like these, having a public loss adjuster can make a significant difference in the outcome of your insurance claim. Many people don't know what a public loss adjuster is or what they do, so let's explore the difference they can make in your time of need.   To start, let&...

Insurance Checklist After Hurricane Damage

Hurricanes are a regular occurrence in many parts of the world and can cause significant damage to homes and belongings. Dealing with the aftermath can be stressful and time-consuming, especially if you have to deal with insurance claims. In this blog post, we will discuss some of the key things you need to consider when dealing with insurance claims after hurricane damage. We hope that this information will be helpful in easing some of the stress that you may be experiencing. ...

Understanding the Fire Claim Settlement Process

  Filing a fire insurance claim can be a daunting task, especially when you've just experienced a catastrophic event. However, understanding the fire claim settlement process is crucial to ensure that you get the compensation you deserve. Fire damage can range from smoke and soot damage to structural damage, and the claim settlement process can vary depending on the degree of damage and your insurance policy. In this blog, we will guide you through the fire claim settlement...

Who Pays for Appraisal After a House Fire?

  When your home has been destroyed by a fire, things can get overwhelming and confusing quickly. You may be left wondering who to turn to and, most importantly, who will pay for damage appraisal. This is a common question that we have been asked many times by homeowners who have just experienced a house fire. In this blog post, we will be discussing who pays for appraisal after a house fire so that you can have a better understanding of what to expect.   ...