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Top Reasons Why a Loss Adjuster Will Negotiate Your Property Damage Claim Better Than You

  When your property gets damaged during a disaster, filing a claim to your insurance company can be a daunting task. The process is often complicated and time-consuming, and the amount of compensation you receive may not match the level of damage you have incurred. That's why having a loss adjuster can help you navigate through the process and get the compensation you deserve. In this blog post, we will discuss the top reasons why a loss adjuster is better equipped to nego...

What is Examination Under Oath in Property Claims and How it Affects You

  When it comes to property insurance claims, there are many things that homeowners need to understand. One of the most crucial concepts that they need to be aware of is Examination Under Oath (EUO). An Examination Under Oath is a legal process in which the policyholder is required to provide a sworn statement regarding a property insurance claim. In this blog post, we will discuss what Examination Under Oath is, how it works, and how it affects you as a policyholder. ...

What to Do if Your Property Claim is Denied

Experiencing damages to your property can be stressful and overwhelming in many ways. It is your right as a property owner to have coverage for those damages with your insurance company. However, it can be frustrating when your insurance claim for property damages is denied. In this blog post, we will discuss what to do if your property claim is denied and how to fight back. 1. Review your policy and denial letter The first step to take when your property...

Documenting Your Loss is a Difference Maker in Proving Property Damages

Weather events like hurricanes, windstorms, and floods are a common occurrence in Florida. If you are a homeowner or business owner in Hillsborough County, FL, you know how important it is to protect your property against these weather events. Unfortunately, even with the most advanced protection systems, your property may suffer damages. If your property incurs damages, document them immediately as it can make a difference in proving your claim. In this blog post, we will take a closer look ...

Understanding Your Rights to File a Claim

  As a responsible homeowner, you know the value of your property and the importance of protecting it against damages and losses. But, accidents can happen at any time, and some of them are beyond your control. For instance, a natural disaster like a storm or hurricane can cause significant damage to your home. In such cases, it's critical to file an insurance claim to get the necessary funds to cover the expenses of repairs and replacements. Unfortunately, some insurance c...

When is The Right Time for the Appraisal Clause?

  Whether you have just faced a natural disaster or your property is damaged due to some other reason, confronting your insurance company can be intimidating. Sometimes, the insurer may undervalue or outright deny your claim, causing you financial and emotional stress. In such cases, you may consider invoking the appraisal clause in your insurance policy. Here, we will guide you on when the right time is to use an appraisal clause and what steps you should take.  ...

What to do if your home or property floods

  Floods can cause immense damage to your home or property and can cause major financial losses. The first step in dealing with this crisis is to stay calm, take deep breaths, and immediately start the process of restoration. The most important thing to consider is to keep your family safe and prevent further damage to your property. In this article, we will discuss what steps you should take when your home or property floods.   1. Turn off the electri...

5 Common Home Problems that Could Cause a Home Insurance Claim

  Your home is not just a place to live in, but also a huge investment. As such, taking care of it should be a top priority. Unfortunately, sometimes unforeseen things happen, and your home may experience damages that require an insurance claim. To avoid such situations, it's important to be aware of common home problems that could lead to an insurance claim. In this blog post, we’ll discuss five common Home problems that could result in an insurance claim....

Dealing with Roof Leak Insurance Claims

  Your home is your safe haven, and your roof is the primary defense against outside elements. Unfortunately, even the most well-maintained roof can develop leaks. If you're experiencing a roof leak, the first step is to take action and contact a professional to assess the situation. From there, you will need to make an insurance claim if the damage is severe. This is where things can become complicated, as dealing with insurance companies can be a challenging and frustrati...

What to Do When Your Property is Damaged by Your Neighbor?

  Having a good relationship with your neighbor is important- they can be your best friends and even closest allies. However, when your neighbor's carelessness or recklessness leads to property damage, it can quickly lead to a sour relationship and even take the situation to the court. If you're facing such a dilemma, you might be unsure of how to proceed- should you talk to your neighbor and try to work it out, or take legal actions? In this post, we'll explore fiv...