Five Reasons to File an Insurance Property Claim

Did you know that thousands of homeowners could be filing insurance claims for damages that they chose to fix out of pocket?  You could be saving yourself so much money by knowing the right reasons to file insurance property claims in central Florida.  When you own property, you have likely invested time and money into it so it can represent your vision. Whether it is a house, company, farm, or other type of property, its well-being is in your better interest. However, life happens. There are circumstances that come into play that cause damage, loss, and destruction in some cases. In these situations, are you stuck to pay for repairs out of pocket? These are some of the most common reasons that lead home and business owners to file insurance property claims.

Weather-Related Damages

Mother Nature is a force that shouldn't be reckoned with.  She spews wind, hail, rain, fire, and water. The right insurance will cover you from forces of nature such as wind storms, tornadoes, heavy hitting hail, and flooding rain.  In some regions there are special conditions for coverage that are offered.  This is the number one reason why homeowners and business owners make insurance property claims. We never know when a hurricane, lightning storm, or tornado will strike, but when they do, you will want to be prepared.

Theft

Properly insured property has documented valuables that are also covered. In the event of theft, an insurance company can compensate for the damages/loss of valuable property and equipment.

Accidents

Such hazards of everyday care can be detrimental to the well-being of your property too. Even something as simple as trimming a tree can lead to property damage that needs to be claimed.

Fire Damage

Property fires are devastating. They are hard to recover from, and if you don't have the right insurance, it is almost impossible to bounce back. However, if you do have the right coverage, you need to fire a claim in the event of a fire. Even if the fire doesn't condemn the property, partial damage may still be covered and is worth filing a claim over to help keep your life and business on track.

Water Damage

Lastly, we have water damage. While water is a naturally occurring hazard, it also comes in the form of busted water mains, and leaky pipes. If you find your basement flooded, file a claim.

These are just a few of the main reasons why people are led to file property claims in central Florida.  It isn't about just having insurance, it is about using it properly.  These reasons to file a claim are not the only ones. If you have suffered from any kind of damage to your home or business, contact Five Star Claims Adjusting to hear how we can help you through the insurance process today.