Southwest Florida Claim Articles
Archived insurance claim articles from Five Star Claims Adjusting's Southwest Florida program.
2023
- Why You Should Choose a Licensed Public Adjuster
Insurance claims can be quite overwhelming, especially when you're dealing with the aftermath of a disaster.
- Why You Should Always Call an Insurance Claims Adjuster BEFORE Filing Your Claim
Dealing with an insurance claim can be a daunting task, especially if it's your first time filing one.
- Why You Need a Public Adjuster When Fighting for a Fair Insurance Settlement
Why You Need a Public Adjuster When Fighting for a Fair Insurance — advice from Five Star's licensed public adjusters. Free claim review.
- Why Using Your Insurance Company’s Preferred Contractor May Not Help Your Insurance Claim
After suffering damages from a fire, flood, or storm, the first thing that comes to mind is to call your insurance company to file a claim.
- Why Turn To A Public Adjuster For Fire Damage Claims?
Fire damage can cause significant losses and devastate your life in a matter of minutes.
- Why Researching and Verifying Credentials is Vital When Hiring a Public Adjuster
In times of crisis, hiring a public adjuster can help ease some of the burden of navigating the insurance claims process.
- Who Pays for Appraisal After a House Fire?
When your home has been destroyed by a fire, things can get overwhelming and confusing quickly.
- When is The Right Time for the Appraisal Clause?
When is The Right Time for the Appraisal Clause? — advice from Five Star's licensed public adjusters. Free claim review.
- When Is A Loss Adjuster Needed? FAQs and More Information
If you've suffered damage to your property or incurred a significant loss, you may be wondering if you need the services of a loss adjuster.
- What You Need to Know About Theft Damage Insurance Claims
What You Need to Know About Theft Damage Insurance Claims — advice from Five Star's licensed public adjusters. Free claim review.
- What You Need to Know About Contract of Adhesion and Insurance
When you need to make a claim on your insurance policy, there are steps you must take in order to get the compensation that you are entitled to.
- What to Know Before Making an Insurance Claim for Hurricane Damage
Hurricanes are natural disasters that can wreak havoc on homes, towns, and cities.
- What To Know About Water Damage Insurance Coverage
Water damage can cause immense destruction to your home and belongings, so it is important that you understand what your insurance policy covers.
- What to Know About Tornado Damage Insurance Claims
Tornadoes are one of the most destructive forces of nature and can cause massive amounts of damage in a short amount of time.
- What to Do When Your Property is Damaged by Your Neighbor?
Having a good relationship with your neighbor is important- they can be your best friends and even closest allies.
- What to Do When Your Insurance Claim Is Denied
Filing a claim with your insurance provider after a loss is usually a straightforward process, but what happens when your claim is denied?
- What To Do When Fire Damage Insurance Claim Is Denied
A devastating fire can wreak havoc on your property, and the emotional toll of such an event can be overwhelming.
- What to Do if Your Property Claim is Denied
Experiencing damages to your property can be stressful and overwhelming in many ways.
- What to do if your home or property floods
Floods can cause immense damage to your home or property and can cause major financial losses.
- What is Recoverable Depreciation?
If you are involved in an insurance claim, you may have heard of the term “recoverable depreciation” or “depreciated value”.
- What is Guaranteed Replacement Cost Insurance Coverage?
Whether it is a storm, fire, or theft, any loss or damage to your property can be a devastating experience.
- What is Examination Under Oath in Property Claims and How it Affects You
When it comes to property insurance claims, there are many things that homeowners need to understand.
- What Is a Public Adjuster and Why You Need One for Your Insurance Claims?
Many people experience damage or loss to their property due to natural disasters or unforeseen events.
- What Homeowners Insurance Covers For Plumbing and Burst Pipes
Plumbing problems can cause costly damage to your home. From clogged drains to burst pipes, plumbing emergencies can be a headache for homeowners.
- What Can a Public Adjuster Do for You?
Experiencing property damage is one of the most difficult situations anyone can face.
- Ways an Insurance Loss Adjuster Can Help Level the Playing Field
Insurance is one of the best ways of protecting yourself from unexpected accidents, damages or losses that might occur in your life.
- Using a Loss Adjuster vs. Managing Your Own Insurance Claims
Using a Loss Adjuster vs. Managing Your Own Insurance Claims — advice from Five Star's licensed public adjusters. Free claim review.
- Understanding Your Rights to File a Claim
As a responsible homeowner, you know the value of your property and the importance of protecting it against damages and losses.
- Understanding the Role of an Insurance Loss Adjuster
Insurance policies exist to help individuals and businesses recover from financial losses caused by unforeseeable events.
- Understanding the Difference between Independent and Public Adjusters
When it comes to insurance claims, many people rely on the help of adjusters to assist them in getting the compensation they deserve.
- Understanding the Fire Claim Settlement Process
Filing a fire insurance claim can be a daunting task, especially when you've just experienced a catastrophic event.
- Top Signs of Bad Insurance Claim Handling
Insurance claims adjusters are responsible for managing insurance claims, including property damage claims, injury claims, and more.
- Top Reasons Why a Loss Adjuster Will Negotiate Your Property Damage Claim Better Than You
When your property gets damaged during a disaster, filing a claim to your insurance company can be a daunting task.
- Top Reasons to Hire a Public Adjuster
Top Reasons to Hire a Public Adjuster — advice from Five Star's licensed public adjusters. Free claim review.
- Top Issues Homeowners Have After Filing an Insurance Claim
As a homeowner, filing an insurance claim can be a daunting process. Unfortunately, the process doesn't end once the claim is submitted.
- Top Causes of Summertime Homeowners’ Insurance Claims
Summer brings many fun-filled moments filled with vacations, barbecues, and picnics.
- Tips When Filing a Business Interruption Insurance Claim
Running a business is not an easy task. It requires hard work, dedication, and perseverance.
- Tips to Speed up Your Property Insurance Claim
The last thing anyone wants to deal with is property damage to their home or business.
- Tips to Dispute a Denied Home Insurance Claim
Dealing with a denied home insurance claim can be frustrating and stressful.
- Tips and Strategies to Maximize your House Fire Insurance Settlement
Accidents and disasters happen oftentimes unexpectedly, leaving us helpless and clueless about what to do.
- Tips on Making Successful Water Leak Insurance Claims
Water leaks can be one of the most annoying things that could happen to homeowners.
- Tips for Clear Communication with Insurance Companies
Insurance claims can be confusing, frustrating, and even overwhelming.
- The Vital Role of Proper Documentation in Insurance Claims
Life happens, and sometimes it comes with unexpected disasters and damages to our homes or properties.
- The Top Challenges to Keep in Mind When Filing an Insurance Claim
In the event of an emergency, damages to your property, or an unforeseen disaster, it's essential to have reliable insurance coverage.
- The Top 5 Most Common Property Damage Claims
Property damage can be sudden and unexpected, leaving homeowners feeling stressed and financially burdened.
- The Importance of Revisiting Your Fire Insurance Coverage This Summer
As summer approaches, it's important to start thinking about your fire insurance coverage and how it can protect your home.
- The Importance of Negotiation on Home Insurance Claims
Home insurance claims can be a complicated and intimidating process.
- The Difference a Public Loss Adjuster Can Make
Dealing with property damage of any kind can be overwhelming and stressful.
- The Benefits of Hiring a Public Adjuster for Property Damage Claims
As a homeowner, one of your top priorities is to ensure that your property is safe and secure.
- Summer Fire Damage Claims: Tips for Dealing with Insurance Adjusters
Summer is a wonderful time of year with warm weather and long days filled with fun and activities.
- Strategies to Get The Insurance Company to Agree to the Repair Estimate
Strategies to Get The Insurance Company to Agree to the Repair — advice from Five Star's licensed public adjusters. Free claim review.
- 5 Signs of a Leaky Pipe Problem in Your Home
Nothing can be more frustrating than waking up to find your home flooded, or discovering your utility bills have skyrocketed from an unknown cause.
- Should You Let Your Insurer Solely Decide Your Settlement?
In the aftermath of a natural calamity or a fire, If you have an insurance policy, you would turn to your insurer to help get you back on your feet.
- Safeguarding Your Home Through Property Claims and Inspection
Your home is your sanctuary, where you find comfort and security.
- Reasons Why You May Regret NOT Hiring a Public Loss Adjuster
Reasons Why You May Regret NOT Hiring a Public Loss Adjuster — advice from Five Star's licensed public adjusters. Free claim review.
- Quickly Resolving Property Damage Insurance Claims
If you’ve experienced property damage due to a hurricane, flood, or other natural disaster, you know how stressful it can be.
- Protect Your Home: Tips for Preventing Fires
Fire can be incredibly devastating to your home and your family.
- Property Insurance Claim Pitfalls
Whether you're a homeowner or a business owner, dealing with property damage can be a stressful and overwhelming experience.
- Preventing Property Damage with Water Sensors
Water is essential in our daily lives and almost every activity that we do.
- Possible Actions with a Property Claims Disagreement on the Damage Amount
Facing property damage can be a devastating experience for homeowners.
- Overcoming Smoke Damage with Five Star Claims Adjusting
Whether big or small, fires can be devastating to your property.
- Navigating Your Rental Property Fire Claim: How Five Star Claims Adjusting Can Help
Experiencing a fire in your rental property can be a traumatic experience that can leave you feeling overwhelmed and unsure of where to turn.
- Maximize Your Property Damage Settlements with These Tips
We can't predict when accidents or unexpected disasters will happen, such as natural calamities, fire, or water damage.
- Making Public Insurance Claims
Public insurance claims can be daunting, but they don’t have to be.
- Loss Adjuster VS Loss Assessor – What Is the Difference?
Loss Adjuster VS Loss Assessor – What Is the Difference? — advice from Five Star's licensed public adjusters. Free claim review.
- Lightning Damage and Homeowners Insurance Claims
When it comes to natural disasters and severe weather, lightning strikes are often overlooked.
- Know These Insurance Terms to Successfully Manage Your Claim
It's never an easy experience to deal with damages or losses from an unexpected event.
- Is Your Home Prepared for a Storm
Living in Hillsborough County, FL, means dealing with all sorts of weather conditions, from heat waves to severe storms.
- Is Your Home Insurance Coverage Sufficient?
Being underinsured can have serious financial implications for you and your family.
- Insurance Claims Adjusters vs. Public Adjusters
When it comes to navigating the complex world of insurance claims, you may find yourself in need of professional assistance.
- Insurance Claims 101: Everything You Need to Know
Insurance is an important investment that gives us peace of mind.
- Insurance Checklist After Hurricane Damage
Hurricanes are a regular occurrence in many parts of the world and can cause significant damage to homes and belongings.
- Independent Insurance Adjuster vs. Public Insurance Adjuster: What’s the Difference?
If you've ever been involved in an insurance claim, you might have heard of adjusters.
- The Importance of Understanding Insurance Estimates
As a responsible homeowner or business owner, you know how crucial it is to have insurance coverage.
- How Well is Your Property Protected From Fire Damage?
Fire is a devastating event that can cause widespread damage to your property, leaving you with huge financial losses.
- How to Protect Your Home From Lightning Strikes
Every summer, the threat of lightning looms large over homeowners across the country.
- How to Navigate the Process of Claiming Property Damage Due to a Storm
When a powerful storm hits, it can leave significant damage in its wake.
- How to Maximize Your Water Damage Insurance Claim
Experiencing water damage can be a stressful and overwhelming experience.
- How to Identify Errors and Omissions in Insurance Estimates
How to Identify Errors and Omissions in Insurance Estimates — advice from Five Star's licensed public adjusters. Free claim review.
- How to Get Insurance to Pay for Water Damage
Water damage is one of the most common and expensive disasters that homeowners can face.
- How to Clean up Smoke Damage After a Fire
How to Clean up Smoke Damage After a Fire — advice from Five Star's licensed public adjusters. Free claim review.
- How to Choose the Right Loss Adjuster
Dealing with an insurance claim can be a stressful process, especially if you have suffered a significant loss.
- How to Avoid Theft
South West Florida is a beautiful place to live and visit, but unfortunately, it also has one of the highest rates of theft in the nation.
- How Public Adjusters can Maximize Claims for Policyholders
A public adjuster is an individual or firm that acts as an advocate for policyholders in negotiating and settling insurance claims.
- How Long After a Storm Can I File a Claim?
Natural disasters can be devastating, causing damage to homes, businesses, and cars.
- Homeowners Insurance Advice From an Insurance Claims Adjuster
When it comes to protecting your home, having homeowners insurance is simply a must.
- Homeowner Insurance and Policy Types
Purchasing a home can be an exciting and rewarding experience.
- Home Insurance Water Damage Claims
Living in Polk County, FL, you know how unpredictable and severe flood or water damage can be for your home.
- Helpful Steps To Get Your Insurance Company To Pay Up
Dealing with insurance claims can be quite a stressful and time-consuming task.
- Guide to Handling Fire Claims During a Home Renovation Project
Guide to Handling Fire Claims During a Home Renovation Project — advice from Five Star's licensed public adjusters. Free claim review.
- Getting Roof Claims Right to Repair the Damage
A damaged roof can be a nightmare for any homeowner. Not only does it bring safety concerns, but it can also be time-consuming to have it repaired.
- Exclusions of Vandalism Claims
If you live in South West Florida, you know that vandalism is an unfortunately common occurrence.
- The Essential Components of Homeowners Insurance
For most people, owning a home is a dream come true. It's a major investment that involves years of planning, saving, and diligence.
- Don’t Make These Homeowner’s Insurance Claim Mistakes
Owning a home is a significant investment, and it's essential to protect it with the right insurance policy.
- Does Homeowners Insurance Cover Wind Damage?
As a homeowner, you want to make sure your home is protected from all kinds of damages and accidents, including wind damage.
- Documenting Your Loss is a Difference Maker in Proving Property Damages
Weather events like hurricanes, windstorms, and floods are a common occurrence in Florida.
- The Difference between Public Adjuster and an Insurance Adjuster
When it comes to dealing with insurance claims, there are two types of adjusters that can assist you with your claim.
- Dealing with Roof Leak Insurance Claims
Your home is your safe haven, and your roof is the primary defense against outside elements.
- Common Home Insurance Claim Problems & How to Deal with Them
As a homeowner, you need to understand the importance of home insurance as it serves as a safety net for your property and family.
- Common Causes of Fire and How an Insurance Claims Adjuster Can Help
Fire is one of the deadliest disasters that can happen to any household or business establishment.
- Claims of Underpaid Vandalism
Recently, public claims have been brought forward accusing one of South West Florida’s largest cities of underpaying victims of vandalism.
- Cast Iron Pipes and Water Damage Claims: What You Need to Know
Cast iron pipes are a popular choice for plumbing systems due to their durability and strength.
- Cash Settlement Vs Reinstatement: What’s the Best Option for Your Insurance Claim?
Natural disasters, accidents, and other calamities can cause a lot of damage to your property.
- Can You Reopen an Insurance Claim Once Denied?
Having an insurance policy can provide a sense of security and peace of mind that you're covered in case of accidents and unexpected events.
- Benefits to Using Public Adjusters for Summer Hurricane Damage Claims
As we gear up for yet another hurricane season, concerns about property damage and insurance claims are very real.
- The Benefits of Working with a Public Adjuster
The Benefits of Working with a Public Adjuster — advice from Five Star's licensed public adjusters. Free claim review.
- Avoid These Property Insurance Claim Delays
Avoid These Property Insurance Claim Delays — advice from Five Star's licensed public adjusters. Free claim review.
- An Insurance Loss Adjuster Represents Your Best Interests With Insurance Company
Dealing with an insurance claim can be a frustrating and stressful experience, especially if you're not familiar with the process.
- A Comprehensive Checklist for Recovering the Full Value of Your Damaged Property
A Comprehensive Checklist for Recovering the Full Value of Your — advice from Five Star's licensed public adjusters. Free claim review.
- A Comprehensive Checklist for Filing an Insurance Claim
Filing an insurance claim can be a daunting task, especially if it's your first time doing so.
- 5 Common Home Problems that Could Cause a Home Insurance Claim
Your home is not just a place to live in, but also a huge investment. As such, taking care of it should be a top priority.
2021
- You’ve Just Suffered from Property Loss. What Should You Do Now?
You've Just Suffered from Property Loss. What Should You Do Now? Have you been the victim of theft?
- What Information You Need to Start a Property Claim
Have you recently suffered from property damage that has caused you to file a property claim with your insurance carrier?
- Six Ways Routine Roof Maintenance Can Save You Thousands on Repairs
Roof damage can be some of the most expensive and difficult to replace.
- Six Basic Home Maintenance Tasks that Will Surprisingly Protect Your Home
Are you looking to take care of preventative maintenance before hurricane season rolls back around?
- Planning to DIY Your Own Home Preventative Care? Follow These Tips
Planning to DIY Your Own Home Preventative Care? Follow These Tips — advice from Five Star's licensed public adjusters. Free claim review.
- Five Ways to Properly Inspect Your Home for Hail Damage
Hail can come suddenly and wreak havoc on the structures and features outside of your home.
- Five Tips to Protecting Your Home and Deterring Criminals
Are you concerned that your home is going to be the target of a burglary? Do you worry about the safety and security of your home?
- Five Steps to Protect Your Business from Theft
Are you concerned about the safety and security of your commercial property?
- Five Safety Tips to Follow in Your Kitchen
Did you know that cooking is one of the leading causes of fires in the home? In fact, two of each five home fires start in the kitchen.
- Five Electrical Issues that Can Lead to Fires in Your Home
Are you concerned with the fire safety prevention in your home? Are you worried about your electronics causing fires?
2020
- Trees You Should Avoid Planting by Your Florida Pool
Many people call their insurance companies to report damages that occur when large trees fall into their swimming pool.
- Three Ways Insurance Companies May Take Your Money during a Claims Process
Are you struggling to agree upon a settlement for your insurance claim?
- Steps to Landing Your First Insurance Adjuster Job
Steps to Landing Your First Insurance Adjuster Job — advice from Five Star's licensed public adjusters. Free claim review.
- Four Ways to Avoid Problems with Your Insurance Policy
Are you looking to change your homeowners' insurance policy? Are you even sure exactly what your insurance policy covers?
- Four Types of Property Insurance Claims
Have you ever looked at all the coverages that are outlined in your homeowners' insurance policy?
- Four Qualities of a Great Insurance Adjuster
When your home, property, or car has suffered damages from an accident or unforeseen circumstance, you will want to file an insurance claim.
- Five Reasons Why You Might Have Water Damage in Your Home
Have you recently dealt with water damage in your home? Are you struggling to understand what occurred that made water come into your home?
2019
- Surviving a Flood in Hillsborough County
Hurricanes, tropical storms, and flash floods can all bring torrential downpours to the Hillsborough County area.
- Lightning Just Struck My Home. Now What?
Lightning Just Struck My Home. Now What? — advice from Five Star's licensed public adjusters. Free claim review.
- Is Actual Cash Value the Way to Go?
Is Actual Cash Value the Way to Go? — advice from Five Star's licensed public adjusters. Free claim review.
- Five Steps to File a Property Insurance Claim
Have you recently suffered damages due to a natural disaster or freak accident that left your home needing repairs?
- Five Reasons to Hire a Public Insurance Adjuster
Did your home suffer from recent damage or destruction? Has your home been the target of a burglary?
- 5 Rules to Filing a Property Insurance Claim
Each year, about 5 % of all homeowners make a property claim. Wind and hail damage are the most frequently filed claims.
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