Types of Damages

Storms, fires, leaks, or structural issues—we handle it all. Our licensed public adjusters bring experience, precision, and tenacity to every claim, residential or commercial.

Hurricane Damage

Hurricanes bring wind, rain, and flooding—often all at once. We handle the complexity of hurricane claims to get you the recovery you deserve.

Hail / Wind Damage

Wind and hail rarely announce themselves. We document bruised shingles, lifted seams, and impact damage insurers routinely write off as wear and tear.

Roof Damage

A compromised roof threatens everything under it. We prove the date of loss and the full scope of repair, not a patch-and-move-on estimate.

Flooding Damage

Floods can quickly destroy floors, walls, and foundations. We document every detail and fight to get you the full compensation you’re entitled to.

Water Damage

Water damage can quickly spread and cause costly repairs. We help ensure every drop of damage is properly documented and covered.

Fire Damage

Fires often cause more than visible destruction—smoke, soot, and water damage add to the loss. We handle the full scope of your fire damage claim.

Mold Damage

Mold spreads fast and is often excluded or limited in policies. We help prove the cause, document the damage, and push for maximum coverage.

Storm Damage

Severe storms can leave behind roof damage, broken windows, and hidden leaks. Our adjusters make sure your storm-related losses are fully accounted for.

Pipe Breaks Damage

A failed supply line can soak a home in minutes. We separate the excluded pipe from the covered damage it caused — where the real money sits.

Hot Water Heater Leak

Water heaters fail slowly, then all at once. We document the sudden loss and the resulting damage to flooring, drywall, and cabinetry.

HVAC Overflow Damage

A blocked condensate line can flood ceilings and ducts before anyone notices. We trace the water path and the mold exposure that follows.

Toilet & Laundry Overflow Damage

Overflow losses spread across rooms and floors. We document contamination category, affected materials, and the full cost to make you whole.

Shower Pan Failures Damage

Shower pan and valve failures leak behind tile for months. We prove the cause of loss and the hidden damage insurers try to call maintenance.

Lightning Damage

Lightning damage is often electrical and invisible. We bring in the experts needed to prove surge damage to systems, appliances, and electronics.

Tornado Damage

Tornado losses are total, sudden, and complex. We manage structure, contents, and additional living expenses as one coordinated claim.

Sinkhole Damage

Sinkhole claims turn on engineering reports. We coordinate testing, challenge adverse findings, and pursue the full cost of stabilization and repair.

Personal Property Damage

Contents claims are won on inventory. We build a defensible, line-item schedule so replacement cost is paid — not a depreciated guess.

Vandalism Damage

Vandalism claims stall on proof and intent. We document the loss properly and push back when carriers question coverage.

Theft

Theft claims demand proof of ownership and value. We assemble the documentation carriers ask for and negotiate the settlement you're owed.

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What We Do

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What Is a Public Adjuster & Why You Need One on Your Side

While insurance company adjusters are legally required to evaluate damages impartially, important details can sometimes be missed. Studies consistently show that claims managed by public adjusters typically result in significantly higher settlements. Since insurance companies aim to minimize their financial liability, it's not uncommon for payouts to be lower than what policyholders may be entitled to. Our services include detailed damage assessments, direct negotiation with insurance carriers, and coordination of settlements—all designed to protect and prioritize your best interests.

What Does a Public Adjuster Do?

When disaster strikes, the insurance company sends their adjuster to protect their bottom line. We're here to protect yours. As licensed public adjusters, we work for you—not the insurer. From damage assessments and loss documentation to negotiations and final settlement, we take on the heavy lifting and push back when the insurance company tries to pay less than you deserve.

How Much Does a Public Adjuster Cost?

We don't get paid unless you do. It's that simple. We work on a contingency basis, which means there are no upfront fees and zero risk to you. Our fee is a small percentage of the final settlement—only after we've recovered more money than the insurance company was willing to pay. If we don't increase your payout, you owe us nothing.

Can you help if my insurance claim was denied or underpaid?

Absolutely! Denied and underpaid claims are one of our specialties. Insurance companies often try to minimize payouts, but we have the expertise to challenge their decision and get you the compensation you deserve.

Why hire a public adjuster instead of handling the claim myself?

Insurance companies have teams of adjusters working against you—why not have an expert working for you? We know insurance policies inside out and find coverage you may not realize you have. We negotiate aggressively to increase your payout. And we handle all the paperwork and red tape, saving you time and stress.

Free Claim Review

Find out what your insurance company isn’t telling you.

Our 14-point inspection covers every critical area of your home or business to uncover hidden issues and protect your claim. No cost. No obligation. No recovery, no fee.

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